For stays not exceeding 90 days (short stay), trips for tourism or business require valid travel insurance covering any possible costs for medical repatriation, and emergency and/or hospital treatment. This is mandatory. This insurance must be valid throughout the Schengen area (or the French oversea territory), which fully apply the provisions of the Schengen accord and for the duration of your stay. It must allow you to access services in the Schengen area.
This insurance must also provide coverage of €30,000 minimum including medical repatriation, and emergency and/or hospital treatment.
For stays exceeding 90 days (long stay), the insurance certificate is needed for few type of visa only. In this case, the insurance must be valid in France during the recommended period according the type of visa. This insurance must also provide coverage of €30,000 minimum including medical repatriation, and emergency and/or hospital treatment.